PHILTECH Business Group is a business franchise provider and business coaching company with 8 years of operation. It provides tailored business eco-systems and hybrid business opportunities, specializing in digital products and services for Filipinos and OFWs

PHILTECH SERVICES

• ATM Withdrawals Services - Opportunity to offer financial services to customers making your business a one-stop-shop & provide convenience for ATM withdrawals.
• XpressLoad - All-in-one electronic & digital products.
• Xpress Travels - Channel guide to access to lowest airline tickets  & hotel bookings.
• XpressTV - Enjoy more than 10,000 + movies, series, NBA & local channels.
• Bills Payment - Accept payments for local utilities
• XpressWi-Fi - Sell the kits and Wi-Fi vouchers
  
• More services coming soon that will make our franchisee earns more

Yes, PHILTECH Business Group is a registered corporation that collaborates with established institutions like RCBC, Paymongo, ECPay and has been recognized and awarded by RCBC and other institution.

PHILTECH Offers:

• Free marketing materials
• Free business training
• Free business coaching
• Free lifetime customer support
• Free system update
• With incentives
• Access to systems dashboard
• Complete business eco-systems

PHILTECH RCBC ATM Go is a additional value-added-services to the franchise package and provide ALL-IN-ONE business solution offering Financial Services such as:

• ATM Withdrawals
• Balance Inquiry
• Cash-In to RCBC pulz and DiskarTech Accounts
• Fund Transfer
• E-Loading
• Bills Payment

You can give services such as:

• ATM Withdrawals
• Balance Inquiry 
• Cash -In RCBC pulz and DiskarTech Accounts 
• Fund Transfer 
• E-Loading 
• Bills Payment

The ATM GO Device is an additional services ng PHILTECH FRANCHISE PACKAGE and it is FREE.

Since this is FREE TO USE ONLY (Borrow), ang ownership ng device is belong to RCBC.

Once Franchise holder kana ng PHILTECH, pwede ka maka kuha ng ATM GO DEVICE na FREE.

Ang approval ng ATM Go Device is nakadepende sa location at puhunan ng franchisee.

Yes, meron minimal transaction target per QUARTER ang ATM GO. It depends kung anung Franchise Package ang account mo sa PHILTECH. (Please call our Sales Officer for more details)

Transactions count are:

1. Withdrawal
2. Fund Transfer
3. Bills Payment
4. RCBC pulz and Diskartech Cash-in

PHILTECH ATM Go comes with a lifetime warranty.

Warranty covered if the device is actively used by Merchant. Replacement of the device is FREE if the damage is not caused by misused and mishandling of the Merchant or Distributor.

The ATM GO mPOS Device is subject to approval and allows franchisee to provide cash withdrawal services. Partners earn through transaction fees and can build a network of users.

Yes. PHILTECH-ENCASH is another ATM Device na No Monthly Transaction Target. The device is automatically included in the Franchise Package at owned na ng merchant ang device kaya NO TARGET na eto. (Please call our Sales Officer for more information)

PHILTECH's Hybrid Referral System (4X4X100)

This is a business strategy that allows Franchisee to build their Business Network up to 10th and 15th generations deep, with various passive income opportunities at each level.

This proven strategy will make Distributors earn 7 to 8 digits per Month.

Yes, the business model is flexible and can be operated part-time or full-time, with systems in place to support various levels of engagement.

While the company provides multiple income streams, actual returns depend on your business performance and network building efforts.

PHILTECH Provide

• FREE lifetime customer support
• FREE access to systems dashboard
• FREE technical training
• FREE products training
• FREE business coaching
• FREE system update

The company provides FREE technical support, though specific service level agreements should be confirmed with PHILTECH directly.

Yes, PHILTECH Business offers an upgrade from Merchant to Distributor level. 

No, you can build unlimited networks within the 4 X 4 X 100 Business System framework.

PHILTECH Franchise Package (Distributor or Merchant)

1. One (1) Valid ID and Selfie with ID are the requirements. This is called KYC requirement of the Franchisee Dashboard. 

2. Signed MOA

ATM WITHDRAWAL Services - (ATM GO & ENCASH)

Franchisee should submit the following:

1. Latest Business Permit or Brgy Permit,

2. DTI or SEC for corporation or partnership, CDA for cooperative before the ATM device can be activated.

3. Signed Terms & Conditions

4. Clear copy of Bank Account

5. Clear picture of STORE/SHOPE

Yes, the company works in collaboration with RCBC, a TOP #3 Bank in the Philippines and other financial institutions as our official provider.

PHILTECH BUSINESS GROUP is compliant with their standards and policy

XpressTV

is a latest streaming technology service offering access to over 10,000 movies, series, NBA, religious, cartoons , news, International and local channels.

Distributors & Merchants earns big from selling of  XpressTV Box and the monthly subscription.

 The company is led by Arnold A. Arbillera, MPA (Chairman, President & CEO) with a management team of experienced professionals and a Board of Directors.

PHILTECH Corporate Address:

Mindanao : Zambaonga City

Visayas : Mandaue City, Cebu

Luzon : Makati City

While both packages include the same basic features, Premium Package receive higher inclusions, higher transaction income and higher referral bonuses and higher passive income rates compared to Basic Package.

Premium Package is recommended for MERCHANT category.

Key differences include:

• Inclusions - Mas higher at mas maraming inclusion ang ELITE Plus
• PASSIVE Income -ELITE Plus is up to 15th generations, while ang ELITE is up to 10th generations.  Mas malaki rin ang PASSIVE Income ng ELITE Plus.
• Discount rates (ELITE Plus up to 40% vs ELITE up to 30%)
• Exclusive Support (Only ELITE Plus ang may exclusive support na pwede e under sa kanya ang MERCHANT na ng apply walk-in or directly sa OFFICE ng company.
• Larger referral bonuses

For Distributor-to-Merchant transactions:

• Elite Distributor: PHP 3.00 per ATM transaction up to 10th generation
• Elite Plus Distributor: PHP 3.00 per ATM transaction up to 15th generation

Franchisee can sell:

• Mobile e-loading services
• XpressTV Box and vouchers
• Xpress Wi-Fi Kits and vouchers
• Airline Tickets and Hotels  bookings
• Bills payment services
• E-wallet Cash-in (soon)
• More services coming

Franchisee will have the full benefits and access to multiple airline and online travel agency providers to purchase promo and lowest  tickets and hotel bookings.

PHILTECH will guide the franchisee all the steps and generate the final itinerary of passenger with personalized Travel Agency Name and logo of the Franchisee.

Franchisee earns mark-up per ticket booking.

Distributor refer another Distributor.

Distributor - to - Distributor earns long-term passive income :

      ELITE Distributor

• P1.00 every ATM transactions up to 10th generations
• Up to 1%  for other products up to 10th generations.

       ELITE PLUS Distributor

• P1.00 every ATM transactions  up to 15th generations
• Up to 2%  for other products up to 15th generations.

Distributors earn:

• ELITE : Up to 10% per voucher up to 10th generation
• ELITE Plus: Up to 15% per voucher up to 15th generation

No, you can have unlimited groups of distributors and merchants in your organization.

4x4 Business System is the POWER to REFER at least 4 Franchisee:

• Minimum of Four (4) direct referrals per level
• Your TEAM will refer 4 Franchisee also.
• Although no limit in terms of referrals. 4X4 recommends 4 only. If more than 4, the better.
• Multiple passive income streams
• Distributors earn up to 15th generations PASSIVE
• Generational referral bonuses
• Earn transaction-based PASSIVE Income

PHILTECH will provide:

• Systems operation training
• Business management coaching
• Marketing strategy training
• Customer service training
• Technical support training