Frequently Asked Questions

TOP QUESTIONS ASKED ABOUT PHILTECH NEGOSYO FRANCHISE

Find Answers to the most common questions below.

PHILTECH Business Group

Is a Negosyo Opportunities combining all-in-one in-demand services in one (1) Business Platform. We offer both B2B Negosyo Franchise packages and add-on value-added services to your existing businesses.

The company is 9 years successful operation and on-boarded more than 3500 plus Franchisee and Merchants including OFW.  We helped thousands of Filipinos earning extra income through our platform and services.  PHILTECH is very proud to offer our unique business proposition and unique Marketing Strategies to ensure our Franchisee will experience Financial Abundance and Time-Freedom. 

 

PHILTECH Business Group

Provides tailored business model and hybrid business package opportunities,  offering very affordable & profitable business , and in-demand unique products and services for our fellow Filipinos such as MSMEs, Sari-Sari Store, Aspiring Entrepreneurs, Employees and OFWs anywhere in the World.

 

Our vision

1. To provide all-in-one services in one business platform and one business package.

2. To provide accessibility, affordability and convenience for all consumers in your community.

3. To provide limitless & recurring PASSIVE INCOME opportunities to all our Franchise Partners by having end-to-end one (1) platform systems and long-term business.

 

PHILTECH, INC. was established on September 28, 2016

PHILTECH SERVICES

  • ATM Withdrawals Services - Opportunity to offer financial services to customers making your business a one-stop-shop & provide convenience for ATM withdrawals.
  • Xpress Finance - Is powered by QRPh for Cash-in, Cash-out and CashPay.
  • Xpress Load - All-in-one electronic & digital products.
  • Xpress Travels Agency - Channel guide to access to lowest airline tickets  & hotel bookings.
  • Xpress INVENTORY - Online Inventory Management & POS System
  • Xpress TV - Enjoy more than 100,000 + movies, series, NBA & local channels.
  • Bills Payment - Accept payments for local utilities
  • Xpress Wi-Fi - Sell the kits and Wi-Fi vouchers
  • Xpress MARKETING - Marketing tools to EARN more long-term PASSIVE INCOME
  • LOTTO Agent
  • More services coming soon that will make our franchisee earns more

Yes! 100% Legit.

PHILTECH Business Group is registered in the following:

 

1. SEC or Security and Exchange Commission as corporation since 2016. 

2. Business Permit / Mayor's Permit

3. BIR Registered

4. BSP Registered

5. AMLC Compliant

6. Provider Certified

 

PHILTECH collaborates with established institutions like RCBC, Paymongo, ECPay and has been recognized and awarded by RCBC and other awards institution.

PHILTECH BUSINESS OPPORTUNITY

 

PHILTECH VIP ENTREPRENEURS PACKAGES:

 

1. PHILTECH VIP HUB FRANCHISE

P49,998.00

1-Time Payment Only

 

2. PHILTECH VIP DEALER FRANCHISE

P19,998.00 (PROMO)

1-Time Payment Only

 

 

START-UP BUSINESS PACKAGES:

 

1. BASIC STANDARD MERCHANT PACKAGE :

P3,998.00 (PROMO)

1-Time Payment Only

 

2. PREMIUM STANDARD MERCHANT PACKAGE :

P9,998

1-Time Payment Only

STEP BY STEP Process How to AVAIL?

 

STEP1

Visit our official website @ www.philtechbusiness.ph

 

STEP2

Choose your NEGOSYO PACKAGE and CLICK the PACKAGE and CLICK "REGISTER HERE"

 

STEP3

Fill-up all the fields and SUBMIT VALID ID and TAKE SELFIE then CLICK  "START VALIDATION"

 

STEP4

Read and Understand the LEGAL AGREEMENTS which contains GENERAL TERMS & CONDITIONS  and the PRIVACY POLICY then CLICK  "I'm not a robot"

 

STEP5

Proceed to PAYMENT. Choose your PREFERRED MODE OF PAYMENT. 

 

STEP6

You will RECEIVE a ACKNOWLEDGEMENT RECEIPT in your email address.

 

STEP7

Our ADMIN OFFICER will ACTIVATE your Business Package and our SALES OFFICER will call you.

Napakaraming ADVANTAGES ni PHILTECH compared sa mga competitors:

 

1. No Monthly Quota

2. No complicated requirements

3. Mabilis ang process. Apply now, approve now.

4. Any Bank Settlement

5. Can change Bank Account anytime

6. Lifetime Device warranty. Pag SIRA, replace agad.

7. Accept all kinds of ATM/ Debit cards

8. 24/7 support

9. 24/7 Dashboard System

10. With Travel Agency Business

11. Maraming ADD-ON Business

12. With Marketing System

13. Free Signage

14. Free thermal paper

15. Free lifetime support

16. Transferable Business

17. Lowest CF share ever

18. Dedicated staff / support

19. May PASSIVE INCOME opportunity

20. May AWARD system

21. Free Car or Travel incentives

PHILTECH OFFERS:

  • Free Marketing Materials
  • Free Business Training
  • Free Business Coaching
  • Free Lifetime Customer Support
  • Free System Update
  • With Incentives
  • Access to All Systems Dashboard
  • Complete Business eco-systems
  • No Maintenance

Step By Step how to apply PHILTECH ATM Business

Step1

Avail and subscribe to any of our Franchise Business Packages in our website @ www.philtechbusiness.ph  and choose any business package, or look for our official FRANCHISEE nationwide.

Step2

Register and pay the 1-Time subscription fee.

Step3

Log-in to your PHILTECH Franchise Dashboard, click ATM GO Form, fill-up and provide all the needed details & information.

Step4

Wait for the evaluation of your application. You will receive an email notification if approve or disapprove.

Step5

If your application is approved, you will be asked to submit the requirements. 

Take note:

  1. ATM GO Device is subject for approval. There is tendency your application will be disapproved. It depends on the location and requirements you submitted.
  2. ATM GO Device is FREE TO USE ONLY. Meaning PHILTECH just lend to you the ATM GO and the ownership of the device is belongs to RCBC.

PHILTECH RCBC ATM Go

Is a additional value-added-services to the Merchants and Franchisee Partners and provide ALL-IN-ONE business solution offering Financial Services such as:

  • ATM Withdrawals
  • Balance Inquiry
  • Cash-In to RCBC pulz and DiskarTech Accounts
  • Fund Transfer
  • Change ATM PIN 
  • E-Loading
  • Bills Payment
  • Remittance (coming soon) 

Maraming ADVANTAGES pag sa PHILTECH mag apply compared sa Banks.

1. Mas madali at mabilis ang pag APPLY ng ATM GO DEVICE sa PHILTECH.  Apply Now, Approved Now. Walang hassle.

2. Mas kunti ang REQUIREMENTS pag sa PHILTECH mag apply.

3. Any Bank Settlement ang PHILTECH. Meaning kahit anung existing BANK ACCOUNT mo pwede gamitin. No need mag open ng RCBC Account.

Pero kung malapit ka sa RCBC Branch, mas maganda mag open ng RCBC Account.

4. Mas personalized at mabilis ang merchant support ng PHILTECH.

5. Mas madali ang REPLACEMENT ng DEVICE kay PHILTECH if may sira or defect eto.

6. WALANG TRANSACTION TARGET or QUOTA sa PHILTECH compared sa Bank.

7. Sa PHILTECH mas maraming SERVICES na ma offer mo sa customers. (Airline Ticketing, Ferry Ticketing, Hotels Booking, GSAT , Cable TV load, all networks e-loading at marami pang iba)

8. May Marketing Tools at Referral System kami.  Pwede kang kumita ng extra kung e kwento mo sa ibang Tao or e-promote mo ang PHILTECH NEGOSYO mo.

9. May PHILTECH ECO-SYSTEM Dashboard kami na makikita mo ang mga Transactions mo.

10. Nag OFFER ng Long-Term PASSIVE INCOME si PHILTECH

You can OFFER services such as:

  • ATM Withdrawals (Accept all TM / DEBIT Cards)
  • Balance Inquiry 
  • Cash -In RCBC pulz and DiskarTech Accounts 
  • Fund Transfer 
  • E-Loading 
  • Bills Payment
  • Remittance (coming soon)

No.  ATM GO Device is FREE. This is one of the premium  services of PHILTECH FRANCHISE PACKAGE and it is FREE.

ATM Go is FREE TO USE ONLY (Borrow), ang ownership ng device is belong to RCBC.

Once Franchisee kana ng PHILTECH, pwede ka maka kuha ng ATM GO DEVICE na FREE.

Ang approval ng ATM Go Device is nakadepende sa location at puhunan ng franchisee.

No. Sa PHILTECH BUSINESS GROUP walang QUOTA or TARGET ang ATM DEVICE kaya mas advantage kapag sa PHILTECH mag avail ng ATM Go POS Device.

Maliban sa walang quota, mas maraming ways to earn ang ino offer ng PHILTECH, INC.

Sa BANK or sa iba mag apply,Yes may QUOTA sila

PHILTECH ATM Go comes with a lifetime warranty.

Warranty covered if the device is actively used by Merchant. Replacement of the device is FREE if the damage is not caused by misused and mishandling of the Merchant or Distributor.

PHILTECH ATM WITHDRAWAL SERVICES

PHILTECH ATM is like an ATM of the Banks. It serves as a local ATM withdrawal in remote barangays and communities though the use of ATM-POS we enabled our partner franchisee or merchants (Sari-Sari Store, shop & or any local businesses) to provide financial value-added services & serve our communities, specially 4Ps beneficiaries, Teachers, PNP, Military & all ATM card holders to have convenience to withdraw their money.

Meaning hassle-free na sa mga Tao sa pag-withdraw ng PERA nila. Hindi na sila tatawid ng ilog, hindi na sasakay ng bangka or habal habal kasi nasa kapitbahay na nila ang ATM WITHDRAWAL POS na nilagay ng PHILTECH BUSINESS GROUP.

Merchants will EARN from the CF or convenience fee na e-charge sa mga customers na nag withdraw sa kanila.

Yes.  The business model is flexible and can be operated part-time or full-time and home-based.

With the All-In-One eco-systems in place to provide more potential and more opportunity to the Franchisee even part time and home-based.

While the company provides multiple income streams, actual returns depend on your business performance and network building efforts.

PHILTECH Provide:

  • FREE lifetime customer support
  • FREE access to systems dashboard
  • FREE technical training
  • FREE products training
  • FREE business coaching
  • FREE system update

ATM GO Device

Is covered by a REPLACEMENT WARRANTY if the device is defective with-out mishandling or misused from the part of Merchant.

In cases where there is a technical issue of the device, please report immediately to PHILTECH Customer Care or CSR for us to replace or we will advice the Merchant for the resolution to be taken..

Yes, PHILTECH Business offers an upgrade from lower package to higher Business Package.

SYSTEM FEE

SYSTEM FEE varies on the NEGOSYO PACKAGE you availed.

 

ATM TRANSACTIONS SYSTEM FEE:

1. HUB FRANCHISEE ACCOUNT :

P10.00 / Transaction

 

2. DEALER FRANCHISEE ACCOUNT:

P15.00 / Transaction

 

3. PREMIUM STANDARD MERCHANT:

P20.00 / Transaction

 

4. BASIC STANDARD MERCHANT:

P25.00 / Transaction

 

NOTE:

ALL OTHER SYSTEMS FEE and DISCOUNTS:

PHILTECH HUB PACKAGE has the lowest systems fee and higher discounts specially in repurchase of STARTER PACK, XPRESS TRAVELS AGENTS, e-loading  and Travels itinerary generation. This is to insure that our HUB PARTNERS will earn big.

PHILTECH Negosyo Package Requirements.

1. One (1) Valid ID and Selfie with ID are the requirements. This is called KYC requirement of the Franchisee.

 

ATM WITHDRAWAL BUSINESS 

Franchisee or Merchant will submit the following:

1. Latest Business Permit or Brgy Permit,

2. DTI or SEC for corporation or partnership, CDA for cooperative before the ATM device can be activated.

3. Signed Terms & Conditions

4. Clear copy of Bank Account

5. Clear picture of STORE/SHOP.

Yes, the company works in collaboration with RCBC, a TOP #3 Bank in the Philippines and other financial institutions as our official provider.

PHILTECH BUSINESS GROUP is compliant with their standards and policy

XpressTV Streaming

Is a latest streaming technology service offering access to over 100,000 latest and old movies, Netflix movies & series, HBO, prime movies, NBA, religious, cartoons and kids channels, international news and local live channels.

 

Franchisee & Merchant

Earns big up to 25% Discount from selling of  XpressTV Box and the monthly subscription.

PHILTECH, INC.  is led by Mr. ARNOLD A. ARBILLERA, MPA (Chairman, President & CEO) with a Management Team of experienced professionals and a Board of Directors.

PHILTECH Corporate Address:

Mindanao : Zambaonga City

Visayas : Mandaue City, Cebu

Luzon : Makati City

Complete address can be found in the lower part of the website.

BASIC Standard Merchant Package:

With No ATM POS Device

PREMIUM Standard Merchant Package:

Is highly saleable Package. It offers NO TRANSACTION QUOTA for ATM POS DEVICE.

Lower System Fee

PHILTECH VIP HUB Franchise

 

Benefits of VIP HUB Partner:

  1. VIP Millionaire Circle Member
  2. System Provides 12 Months to EARN Million Profit.
  3. Global Pool Circle Member (70% Share)
  4. Kikita ng P3.00 Rev. Share per transaction sa ATM at QRPH transactions ng mga MERCHANTS mo.
  5. Mas higher ang INCOME POTENTIAL mo, 
  6. Mas maraming INCLUSIONS,
  7. Mas malaki ang ROI,
  8. Mas pinaka malaking DISCOUNT up to 40%.
  9. Pinaka baba ang SYSTEM FEE.

 

PHILTECH VIP DEALER Franchise

 

Benefits of VIP Dealer Partner:

  1. VIP Circle Member
  2. Global Pool Member (30% Share)
  3. Kikita ng P2.00 Rev. Share sa ATM withdrawal at sa QRPH sa mga transactions ng MERCHANTS.
  4. Up to 25% Discount 

FRANCHISEE EARNS LONG-TERM PASSIVE INCOME from Merchant ATM Transactions:

  • PHILTECH DEALER Franchise : Earns PHP 2.00 Rev. Share /PASSIVE INCOME per ATM transaction up to 10th generation
  • PHILTECH HUB Franchise : Earns PHP 3.00 Rev. Share / PASSIVE INCOME per ATM transaction up to 15th generation.

 

Take Note:

Php 3.00 PASSIVE INCOME is coming from the PHILTECH Merchants transactions using ATM GO POS and QRPh.

Franchisee and Merchants can OFFER to customers:

  • Mobile e-loading services
  • XpressTV Box and vouchers
  • Xpress Wi-Fi Kits and vouchers
  • Airline Tickets and Hotels  bookings
  • Bills payment services
  • E-wallet Cash-in & Cash-out
  • Lotto Services (Additional & Optional)
  • More services coming

PHILTECH XpressTRAVELS 

Is a Channel and Booking Guide System how to book lowest airline tickets domestic and international.

 

Franchisee & Merchant will have the full benefits and full access to promos by multiple providers of airline, ferry and hotels and even tour packages. 

 

PHILTECH will guide the franchisee all the steps and generate the final itinerary of passenger with personalized Travel Agency Name and logo of the Merchant or the Franchisee.

 

Franchisee & Merchants have the opportunity to earn big by mark-up per ticket, while it remains affordable in our clients comparing to B2B platforms and even comparing directly to the airline website.

PHILTECH Franchisee earn:

  • HUB : Up to 15% per voucher up to 10th generation
  • DEALER : Up to 10% per voucher 

PHILTECH will provide:

  • Systems operation training
  • Business management coaching
  • Marketing strategy training
  • Customer service training
  • Technical support training

FOR MORE INFORMATION
CONTACT US

Your Business Potential with Our Proven Strategies

At PHILTECH Business Group, we believe in unlocking the full potential of your business through innovative and proven strategies. Our comprehensive suite of services—ranging from digital solutions to ATM withdrawals, Wi-Fi zones, travel bookings, and entertainment offerings—are designed to meet the demands of today’s competitive market. By partnering with us, you gain access to time-tested strategies that drive growth, increase customer satisfaction, and improve profitability.

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